欢迎您访问程序员文章站本站旨在为大家提供分享程序员计算机编程知识!
您现在的位置是: 首页  >  IT编程

PHP实现财务审核通过后返现金额到客户

程序员文章站 2022-04-15 14:43:27
应用场景: 有这么一个返现的系统,当前端客户发起提现的时候,后端就要通过审核这笔返现订单,才可以返现到客户的账号里。 来看看下面的截图 这里的业务场景就是经过两轮审核:销售审核,财务审核都通过后,后端就会付款一笔钱到客户,当然,这里财务审核会有很多种情况,不通过与通过,通过后直接付款又有很多种情况, ......

应用场景:

有这么一个返现的系统,当前端客户发起提现的时候,后端就要通过审核这笔返现订单,才可以返现到客户的账号里。

来看看下面的截图

PHP实现财务审核通过后返现金额到客户

这里的业务场景就是经过两轮审核:销售审核,财务审核都通过后,后端就会付款一笔钱到客户,当然,这里财务审核会有很多种情况,不通过与通过,通过后直接付款又有很多种情况,详细可以查看微信付款到零钱的文档。下面就来看看具体你的代码实现

微信支付配置

1,数据表大概如下

create table `zmq_weixin_config` (
  `id` int(1) unsigned not null auto_increment comment '微信公众平台编号,自增id',
  `weixin_name` varchar(10) not null comment '微信公众平台名称',
  `token` varchar(100) not null,
  `appid` char(18) not null,
  `appsecret` char(32) not null,
  `access_token` varchar(300) not null,
  `api_ticket` varchar(300) default null comment '微信卡包api_ticket',
  `api_ticket_expired_at` datetime default null comment '微信卡包api_ticket过期时间',
  `mchid` varchar(20) default null comment '商户号',
  `mchkey` varchar(50) default null comment '支付密钥',
  `expired_at` timestamp null default null comment 'access_token过期时间,会自动更新',
  `updated_at` timestamp null default null comment '记录更新时间',
  `created_at` timestamp null default null comment '创建时间',
  `sort_order` smallint(5) not null default '0' comment '排序',
  `points_url` varchar(100) default null,
  primary key (`id`)
) engine=myisam auto_increment=11 default charset=utf8 checksum=1 delay_key_write=1 row_format=dynamic comment='微信配置表';

2 .config的配置方法

/**
 * 获取微信支付配置
 * 这里我是把配置信息存储在数据表里,方便调用
 * $param是从controller里传值过来:weixin_config_id,notify_url
 * @return array
 */
public function getwechatconfig($param)
{
    $weixin = weixinconfigbasemodel::find($param['weixin_config_id']);
    if (empty($weixin)) {
        throw new exception('微信配置id错误');
    }

    return [
        'wechat' =>[
            $app_id => $weixin->appid,
            'mch_id' => $weixin->mchid,
            'notify_url' => empty($param['notify_url']) ? '' : $param['notify_url'],  //回调url
            'key' => $weixin->mchkey,
            'cert_client' => resource_path().'/wechat/'.$weixin->id.'/apiclient_cert.pem',  //证书与key
            'cert_key' => resource_path().'/wechat/'.$weixin->id.'/apiclient_key.pem',
        ]
    ];
}

企业付款到个人零钱核心代码

/**
 * function:企业付款到个人零钱
 * author:cyw0413
 * @param $openid
 * @param $trade_no
 * @param $money
 * @param $desc
 * @return array
 */
public function weixinpay($input){

    $config = $this->getwechatconfig($input);

    $params["mch_appid"]= $config['wechat']['app_id'];
    $params["mchid"] = $config['wechat']['mch_id'];
    $params["nonce_str"]= date("ymdhis").mt_rand(100,999);
    $params["partner_trade_no"] = $input['trade_no'];    //商户订单号
    $params["amount"]   = $input['amount'];
    $params["desc"]     = $input['desc'];
    $params["openid"]   = $input['openid'];
    $params["check_name"]= 'no_check';
    $params['spbill_create_ip'] = $_server['server_addr'];

    //生成签名
    $str = 'amount='.$params["amount"].'&check_name='.$params["check_name"].'&desc='.$params["desc"].'&mch_appid='.$params["mch_appid"].'&mchid='.$params["mchid"].'&nonce_str='.$params["nonce_str"].'&openid='.$params["openid"].'&partner_trade_no='.$params["partner_trade_no"].'&spbill_create_ip='.$params['spbill_create_ip'].'&key='.$config['wechat']['key'];
    //md5加密 转换成大写
    $sign = strtoupper(md5($str));
    //生成签名
    $params['sign'] = $sign;

    //构造xml数据
    $xmldata = $this->array_to_xml($params); //数组转xml
    $url='https://api.mch.weixin.qq.com/mmpaymkttransfers/promotion/transfers';

    //发送post请求
    $res = $this->curl_post_ssl($url, $xmldata, $input['weixin_config_id']); //curl请求
    if(!$res){
        throw new \exception("服务器连接失败");
    }

    //付款结果分析
    $content = $this->xml_to_array($res); //xml转数组
    return $content;
}

/**
 * curl请求
**/
public function curl_post_ssl($url, $xmldata, $weixin_config_id,$second=30,$aheader=[]){
    $ch = curl_init();
    //超时时间
    curl_setopt($ch,curlopt_timeout,$second);
    curl_setopt($ch,curlopt_returntransfer, 1);
    curl_setopt($ch,curlopt_url,$url);
    curl_setopt($ch,curlopt_ssl_verifypeer,false);
    curl_setopt($ch,curlopt_ssl_verifyhost,false);

    //默认格式为pem,可以注释
    curl_setopt($ch,curlopt_sslcerttype,'pem');
    //绝对地址可使用 dirname(__dir__)打印,如果不是绝对地址会报 58 错误
    curl_setopt($ch,curlopt_sslcert, resource_path().'/wechat/'.$weixin_config_id.'/apiclient_cert.pem');
    curl_setopt($ch,curlopt_sslkeytype,'pem');
    curl_setopt($ch,curlopt_sslkey,resource_path().'/wechat/'.$weixin_config_id.'/apiclient_key.pem');
    if( count($aheader) >= 1 ){
        curl_setopt($ch, curlopt_httpheader, $aheader);
    }
    curl_setopt($ch,curlopt_post, 1);
    curl_setopt($ch,curlopt_postfields,$xmldata);
    $data = curl_exec($ch);
    if($data){
        curl_close($ch);
        return $data;
    } else {
        $error = curl_errno($ch);
        echo "call faild, errorcode:$error\n";
        //die();
        curl_close($ch);
        return false;
    }
}

/**
 * array 转 xml
 * 用于生成签名
 */
public function array_to_xml($arr){
    $str='<xml>';
    foreach($arr as $k=>$v) {
        $str.='<'.$k.'>'.$v.'</'.$k.'>';
    }
    $str.='</xml>';
    return $str;

}

/**
 * xml 转化为array
 */
public function xml_to_array($xml){
    //禁止引用外部xml实体
    libxml_disable_entity_loader(true);
    $xmlstring = simplexml_load_string($xml, 'simplexmlelement', libxml_nocdata);
    $val = json_decode(json_encode($xmlstring),true);
    return $val;
}

财务审核,也就是微信返现到零钱,这个时候会返回成功结果,或者是各种不成功的结果

这里我用一个方法封装

//财务审核
if($param['status'] == 2){

    //判断返现金额与修改后的金额
    if($before_rebate_amount != $param['rebate_amount']){
        //返现金额不相等,则出款金额改变
        $out_amount = $param['rebate_amount'] - $before_rebate_amount ;
        $this->outmount($business->business_id,$out_amount);
    }

    if($param['rebate_status'] == 9){
        //财务拒绝通过
        $business->audit_status = $param['rebate_status'];
        $business->rebate_amount = $param['rebate_amount'];
        $business->status = 6;
        $business->save();

        //生成日志
        $this->insertwithdrawlog($param['withdraw_id'], $business->status, $business->audit_status, $param['rebate_remark'], $param['admin_id']);

    }else{
        //提现的各种返回结果
        $this->payreturnresult($business,$param);
    }
}
/**
 * function:微信提现返回的各种结果
 * author:cyw0413
 * @param $res
 * @param $business
 * @param $param
 */
public function payreturnresult($business,$param)
{
    $input = [
        'weixin_config_id' => 20 ,
        'openid'           => $business->business->open_id,
        'amount'           => $param['rebate_amount'] * 100,
        'trade_no'         => $business->order_sn, //商户订单号
        'desc'             => "微信提现"
    ];

    $pay = new paylogbaseservice();
    $res = $pay->weixinpay($input);

    if($res['result_code']=="success"){
        //提现成功
        $business->audit_status = 4;
        $business->status = 4;
        $business->rebate_amount = $param['rebate_amount'];
        $param['rebate_remark'] = "已付款(".$param['rebate_amount'].")";

    }elseif ($res['err_code'] == "money_limit"){
        $business->audit_status = 3;
        $business->status = 3;
        $param['rebate_remark'] = "提现失败,已达到付款给此用户额度上限";
        //throw new \exception($param['rebate_remark']);

    }elseif ($res['err_code'] == "amount_limit"){
        $business->audit_status = 3;
        $business->status = 3;
        $param['rebate_remark'] = "提现失败,低于最低付款金额或者高于最高付款金额";
        //throw new \exception($param['rebate_remark']);
egdf
    }elseif ($res['err_code'] == "notenough"){
        $business->audit_status = 3;
        $business->status = 3;
        $param['rebate_remark'] = "提现失败,付款帐号余额不足或资金未到账";
        //throw new \exception($param['rebate_remark']);

    }elseif ($res['err_code'] == "sign_error"){
        $business->audit_status = 3;
        $business->status = 3;
        $param['rebate_remark'] = "提现失败,签名错误";

    }elseif ($res['err_code'] == "param_error"){
        $business->audit_status = 3;
        $business->status = 3;
        $param['rebate_remark'] = "提现失败,参数错误";

    }elseif ($res['err_code'] == "openid_error"){
        $business->audit_status = 3;
        $business->status = 3;
        $param['rebate_remark'] = "提现失败,openid错误";

    }elseif ($res['err_code'] == "fatal_error"){
        $business->audit_status = 3;
        $business->status = 3;
        $param['rebate_remark'] = "提现失败,两次请求参数不一致";

    }elseif ($res['err_code'] == "ca_error"){
        $business->audit_status = 3;
        $business->status = 3;
        $param['rebate_remark'] = "提现失败,商户api证书校验出错";

    }elseif ($res['err_code'] == "v2_account_simple_ban"){
        $business->audit_status = 3;
        $business->status = 3;
        $param['rebate_remark'] = "提现失败,无法给非实名用户付款";

    }else{
        $business->audit_status = 3;
        $business->status = 3;
        $param['rebate_remark'] = "提现失败,服务器繁忙,请稍后再试";
        //throw new \exception($param['rebate_remark']);
    }

    $business->save();

}

当微信平台余额不足或者出现各种错误而提现失败的时候,这里还有支持重新付款的功能:其实就是点击按钮后重新调用付款到零钱的功能,知道成功付款

/**
 * function:重新付款
 * author:cyw0413
 * @param $param
 * @throws \exception
 */
public function repay($param)
{
    if(empty($param)){
        throw new \exception("参数错误");
    }

    $business = groupbusinesswithdrawbasemodel::find($param['withdraw_id']);
    if(empty($business)){
        throw new \exception("不存在!");
    }

    if($business->audit_status != 3){
        throw new \exception("状态有错误");
    }

    //提现的各种返回结果
    $this->payreturnresult($business,$param);

}