php版交通银行网银支付接口开发入门教程

本文实例讲述了php版交通银行网银支付接口实现方法。分享给大家供大家参考，具体如下：

概述:网银支付接口 和支付宝接口大体上差不多,主要的区别是 交通银行提供的 接口核心的比如,加密等是通过java实现的,所以,要想办法使php和java能正常的通信,为此,官方也提供了两套实现方法,一个是通过 socket 进行通信,另一个方法是通过 java 桥接,下面演示的是 socket方法.

1. 配置运行环境

1.1  安装java,自行到oracle官网下载 java,然后安装,并配置正确的 环境变量.

1.2  把 测试的证书导入到java 虚拟机.

keytool " -import -keystore "java虚拟机放置证书的地址" -storepass changeit -alias test_bocommca -file "证书路径" 完成导入。

例子:keytool" -import -keystore "c:＼program files＼java＼jre1.5＼lib＼security＼cacerts" -storepass changeit -alias test_bocommca -file "c:＼socket＼cert＼test_root.cer"

1.3  修改配置文件(in/b2cmerchantsocket.xml).

采用官方提供的测试 商号进行测试时,无需配置,否则要配置,具体看xml文件说明.

1.4  启动 socket 服务

window:启动  start.bat 及可.

linux:启动  ohup  sh.start,sh&  //使当前脚本脱离终端，并在后台运行。

2. 将网银集成到现有的系统,以mvc的结构进行说明.

2.1  将不变的参数 配置 写入配置文件:

$config['interfaceversion'] = "1.0.0.0"; #接口版本
$config['trantype'] =0; #交易类别 0:b:c
$config['curtype'] = 'cny'; # 交易币种
$config['notifytype'] =1; #0=不通知 1=通知 2=抓取
$config['merurl'] = "/pay/notify";  # 主动通知url
$config['goodsurl'] = '/goods/1.html'; #取货url
$config['jumpseconds'] =3; #跳转时间
$config['paybatchno'] = ''; #商户批次号
$config['proxymername'] = ''; #代理商家名字
$config['proxymertype'] = ''; #代理商类型
$config['proxymercredentials']= ''; #代理商家批次号
$config['nettype'] = 0; #渠道编号
//以下是 新接口需要的参数
$config['socketurl'] ="tcp://127.0.0.1:8891"; #socket url
$config['merid'] ='301310063009501'; #商户id 3013100630095012

2.2 model

/**
 * 交通银行支付类
 */
class bocom extends ci_model {
 private $arrreturn=array();
 private $socket;
 public function __construct() {
 parent::__construct ();
 //加载交通银行配置文件
 $this->config->load('bocom');
 $this->socket=$this->config->item('socketurl');
 }
 /**
 * 支付方法
 *
 * @param unknown $arr_data=array(
 * 'bill_no'=>
 * )
 */
 public function pay($arr_data){
 //获得表单传过来的数据
 $this->arrreturn['interfaceversion'] = $this->config->item('interfaceversion');
 $this->arrreturn['merid']    = $this->config->item('merid'); //商户号为固定
 $this->arrreturn['orderid'] = $arr_data['bill_no'];
 $this->arrreturn['orderdate'] = $arr_data['bill_date'];
 $this->arrreturn['ordertime'] = $arr_data['bill_time'];
 $this->arrreturn['trantype'] = $this->config->item('trantype');
 $this->arrreturn['amount']  = $arr_data['bill_fee'];
 $this->arrreturn['curtype'] = $this->config->item('curtype');
 $this->arrreturn['ordercontent'] = isset($arr_data['bill_title'])?iconv('utf-8','gb2312',$arr_data["bill_title"]): ''; #订单内容
 $this->arrreturn['ordermono']   = isset($arr_data['bill_mono'])? iconv('utf-8','gb2312',$arr_data['bill_mono']):''; #商家备注
 $this->arrreturn['phdflag']    = isset($arr_data['phpflag'])?$arr_data['phpflag']:'';
 $this->arrreturn['notifytype']  = $this->config->item('notifytype');
 $this->arrreturn['merurl']    = $this->config->item('merurl');
 $this->arrreturn['goodsurl']   = $this->config->item('goodsurl');
 $this->arrreturn['jumpseconds']  = $this->config->item('jumpseconds');
 $this->arrreturn['paybatchno']  = $this->config->item('paybatchno');
 $this->arrreturn['proxymername'] = $this->config->item('proxymername');
 $this->arrreturn['proxymertype'] = $this->config->item('proxymertype');
 $this->arrreturn['proxymercredentials']= $this->config->item('proxymercredentials');
 $this->arrreturn['nettype']    = $this->config->item('nettype');
 //以下参数 不参与签名
 $this->arrreturn['issbankno']   =isset($arr_data['code_id'])? trim($arr_data['code_id']):'';
 $trancode = "cb2200_sign";
 $source='';
 $len = count($this->arrreturn)-1;$j=1;
 foreach($this->arrreturn as $v){
  if($j<=$len){
  $source.=$v."|";
  }
  $j++;
 }
 $source= substr($source, 0,strlen($source)-1);
   $fp= stream_socket_client($this->socket,$errno, $errstr, 30);
   $retmsg="";
   if (!$fp) {
   log_message("info","socket连接失败");
   return false;
   } else
   {
   $in = "<?xml version='1.0' encoding='gbk2312'?>";
 $in .= "<message>";
 $in .= "<trancode>".$trancode."</trancode>";
 $in .= "<msgcontent>".$source."</msgcontent>";
 $in .= "</message>";
 fwrite($fp, $in);
    while (!feof($fp)) {
    $retmsg =$retmsg.fgets($fp, 1024);
    }
    fclose($fp);
   }
  if(false!==$xml_arr=$this->xmlparse($retmsg)){
    if(is_array($xml_arr)){
    foreach($xml_arr as $k=>$v){
     $this->arrreturn[$k]=$v;
    }
    }else{
    return false;
    }
  }else{
   return false;
  }
  return $this->arrreturn;
 }
 /**
 * 解析xml
 */
 public function xmlparse($retmsg){
 $arr=array();
 //解析返回xml
 $dom = new domdocument;
 $dom->loadxml($retmsg);
 $retcode = $dom->getelementsbytagname('retcode');
 $retcode_value = $retcode->item(0)->nodevalue;
 $errmsg = $dom->getelementsbytagname('errmsg');
 $errmsg_value = $errmsg->item(0)->nodevalue;
 $signmsg = $dom->getelementsbytagname('signmsg');
 $signmsg_value = $signmsg->item(0)->nodevalue;
 $orderurl = $dom->getelementsbytagname('orderurl');
 $orderurl_value = $orderurl->item(0)->nodevalue;
 $merchid = $dom->getelementsbytagname('merchid');
 $merid = $merchid->item(0)->nodevalue;
 if($retcode_value != "0"){
  log_message("info","交易返回码:".$retcode_value);
  log_message("info","交易错误信息:".$errmsg_value);
      return false;
    }
  $arr['mersignmsg'] = $signmsg_value;
  $arr['merid']   = $merid;
  $arr['orderurl']  = $orderurl_value;
  return $arr;
 }
 /**
 * 交通银行 支付通知
 * @return boolean|unknown
 */
 public function notify(){
 $trancode = "cb2200_verify";
 if(!isset($_request['notifymsg'])){
  log_message("error","网银支付通知·非法请求");
  return false;
 }
 $notifymsg = $_request["notifymsg"];
 log_message("error",$notifymsg."回调....");
 $lastindex = strripos($notifymsg,"|");
 $signmsg = substr($notifymsg,$lastindex+1); //签名信息
 $srcmsg = substr($notifymsg,0,$lastindex+1);//原文
 $merid = $this->config->item('merid');
 $fp = stream_socket_client($this->socket, $errno, $errstr, 30);
 $retmsg="";
 //
 if (!$fp) {
  echo "$errstr ($errno)<br />＼n";
  log_message("error","$errstr ($errno)<br />＼n");
 } else{
  $in = "<?xml version='1.0' encoding='gb2312'?>";
  $in .= "<message>";
  $in .= "<trancode>".$trancode."</trancode>";
  $in .= "<merchantid>".$merid."</merchantid>";
  $in .= "<msgcontent>".$notifymsg."</msgcontent>";
  $in .= "</message>";
 fwrite($fp, $in);
  while (!feof($fp)) {
   $retmsg =$retmsg.fgets($fp, 1024);
  }
  fclose($fp);
 }
 //解析返回xml
 $dom = new domdocument;
 $dom->loadxml($retmsg);
 $retcode = $dom->getelementsbytagname('retcode');
 $retcode_value = $retcode->item(0)->nodevalue;
 $errmsg = $dom->getelementsbytagname('errmsg');
 $errmsg_value = $errmsg->item(0)->nodevalue;
 if($retcode_value != '0')
 {
  log_message("error","交易错误信息：" .$errmsg_value."<br>");
  return false;
 }else{
  $arr = preg_split("/＼|{1,}/",$srcmsg);
  if($arr[9]=="1"){
  return $this->updatebill($arr[1]);
  }
  log_message("error","交易失败:".$arr[13]."<br/>");
  return false;
 }
 }
 private function updatebill($billno){
 // 更新 订单状态
 }
 //end class
}

2.3 控制器

$this->load->model("bocom");

支付方法:

$this->arrdata =$this->bocom->pay($this->data);

通知:

$this->arrdata =$this->bocom->notify();

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希望本文所述对大家php程序设计有所帮助。